This Privacy Policy explains how Private Client Consultancy (“PCC”, “we”, “us”, “our”) collects, uses, stores, and shares your personal information when you interact with us, including through our websites (e.g., pccwealth.ch, pccwealth.com), by phone, by email, or in person. This policy complies with the European Union General Data Protection Regulation (GDPR), Swiss Federal Act on Data Protection (FADP), and applicable United States privacy laws (such as the California Consumer Privacy Act [CCPA], where applicable).
Private Client Consultancy is a trading name of Efficient Frontiers SL, with registered address at:
Data Controller
Private Client Consultancy
Calle Jardin Botanico, 23/24
La Cala de Mijas
Mijas Costa, 29649
Spain
CIF: B42839589
Email: datarequest@pccwealth.ch
We act as a data controller for the purposes of the GDPR and FADP, and as a “business” under some US data privacy laws.
We collect and process the following types of personal data:
We do not collect sensitive personal data (e.g. health, religion) unless required by law or with your explicit consent.
We collect your data through:
Direct interactions (e.g. filling out forms, consultations).
Automated technologies (cookies, server logs, web beacons).
Third-party partners, such as:
Your personal data is used for the following purposes, under these legal bases:
| Purpose | Legal Basis |
|---|---|
| To provide investment or financial advice | Contractual necessity |
| To meet regulatory obligations | Legal obligation |
| To personalise your client experience | Legitimate interests |
| To send newsletters or marketing | Consent (opt-in) |
| To prevent fraud and ensure IT security | Legal obligation / Legitimate interests |
We only share your personal information where necessary and permitted by law:
We do not sell your personal data to any third party.
Due to the nature of our services, your data may be processed or stored in countries outside your residence, including the EU, Switzerland, the United States, and Malta.
Where required, we ensure adequate safeguards are in place (e.g., Standard Contractual Clauses or equivalent under Swiss or US law).
We will retain your personal data for as long as necessary to:
Fulfil the purposes for which it was collected.
Comply with legal, regulatory, or reporting obligations (e.g., 5–10 years for financial records).
Resolve disputes and enforce our agreements.
Data no longer required will be securely deleted or anonymised.
You have the right to:
Access a copy of your personal data
Correct or update inaccurate information
Request erasure (right to be forgotten)
Object to processing or restrict processing
Request data portability
Withdraw consent at any time
Lodge a complaint with a supervisory authority
Depending on your state, you may have the right to:
Know what personal information we collect and why
Request access or deletion
Opt out of data sales (we do not sell data)
Limit use of sensitive data
File complaints with your state attorney general
To exercise any rights, contact us at:
📧 datarequest@pccwealth.com
We use cookies and similar technologies to:
Enhance user experience
Monitor website performance
Deliver targeted advertisements (if consented)
You can adjust cookie preferences in your browser or via our cookie consent tool.
We apply a combination of technical, organisational, and physical safeguards, including:
Encrypted communications (SSL)
Secure data storage environments
Role-based access restrictions
Ongoing compliance monitoring
However, no method of transmission over the internet is 100% secure. We encourage you to take personal precautions to protect your data.
We do not knowingly collect or process data from individuals under 18 years of age.
We may update this privacy policy from time to time. When we do, we will update the “Last Updated” date and notify users of significant changes.
If you have questions or would like to exercise your data rights, contact:
Data Protection Officer
📧 datarequest@pccwealth.com
📬 Private Client Consultancy
Calle Jardin Botanico, 23/24,
La Cala de Mijas, Mijas Costa,
29649, España
Private Client Consultancy (a trading name of Efficient Frontiers SL) through its advisors, offers investment and financial advisory services in Switzerland through Asset Street SA, incorporated under the laws of Switzerland in 2011 in the Canton of Geneva under the number CHE-161.878.570, whose registered office is: Rue du Rhône 67, 1207 Genève, Switzerland. Asset Street SA is affiliated to SO-FIT and licenced by FINMA.
Asset Street Limited is not registered as a securities broker-dealer or an investment adviser with the U.S. Securities and Exchange Commission, the Financial Industry Regulatory Authority or any US state securities regulatory authority. None of the products described in this website have been registered under the U.S. Securities Act of 1933, and none is not offered nor shall be sold in the United States or to U.S. citizens and residents.
Private Client Consultancy is a trading name of Efficient Frontiers SL, whose registered address is Calle Jardin Botanico, 23/24, La Cala de Mijas, Mijas Costa 29649, with CIF B42839589, authorised by the Direccion General de Seguros y Fondos de Pensiones No J-3930, holding obligatory Professional Indemnity Insurance with AIG Europe for the regulated activity, and with sufficient financial capacity in accordance with the law. And is licensed to operate in Spain under the freedom of services provision. It is also licensed to operate in Austria | Belgium | Bulgaria | Croatia | Cyprus | Czech Rep | Denmark | Estonia | Finland | France | Germany | Greece | Hungary | Ireland | Italy | Latvia | Lithuania | Luxembourg | Malta | Norway | Poland | Portugal | Romania | Slovakia | Slovenia | Sweden | and the Netherlands, under the freedom of services provision.
Private Client Consultancy (a trading name of Efficient Frontiers SL) acts as an Introducer to AQA Capital Ltd. Mr. Andrew Oliver, who forms part of the PCC Group, acts as Investment Committee Member with AQA Capital. In his role as Investment Committee member with AQA Capital, Mr. Oliver is involved in portfolio management function. AQA Capital is authorised and regulated by the Maltese Financial Services Authority (“MFSA”) with registration number C 70143. AQA is authorised as a UCITS and AIF management company and also provides additional services including discretionary portfolio management and investment advisory services (commonly referred to as “MIFID services”). AQA Capital is authorised to provide services across the EU countries via the EU passport, as well as to client’s resident in other non-EU jurisdictions.
Private Client Consultancy (a trading name of Efficient Frontiers SL) through its advisors, offers investment and financial advisory services in the United States through Beacon Global Advisor Network, LLC (BGAN), a registered investment adviser with the Securities and Exchange Commission (SEC), SEC number: 801-110724. CRD number is 288833. Registration with the SEC does not imply a certain level of skill or education and does not imply the SEC has approved or passed upon the advice or services offered through BGAN. Private Client Consultancy is a marketing name only and not a regulated entity in the United States.
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