Financial planning for the crucial 6-12 months before you relocate.
Moving to Switzerland is a significant life event that requires careful financial planning. The earlier you begin preparing, the more opportunities you have to structure your wealth efficiently before becoming a Swiss tax resident.
Our experts help you navigate the complexities of exiting your home country’s tax system, managing existing investments, and understanding how your assets will be treated under Swiss cantonal laws. We specialise in guiding professionals through the critical 6-12 month window prior to relocation.
Moving to Switzerland requires meticulous financial planning. Our structured timeline ensures no detail is overlooked before your arrival.
Review UK ISAs, 401(k)s, and existing tax-free wrappers before they lose their status. Map out your current net worth and identify potential Swiss tax liabilities based on your target canton.
Execute the sale or transfer of specific assets to minimise home-country exit taxes. Position your portfolio to maximise Swiss capital gains tax exemptions upon arrival.
Finalise departure tax filings. Execute large foreign exchange transfers using institutional rates rather than retail bank rates to protect your capital. Set up foundational Swiss banking.
Register in your chosen commune. Initiate your Pillar 1 and Pillar 2 setups, and establish your localised Swiss tax footprint with complete compliance.
UK ISAs and similar international tax-free wrappers lose their tax-advantaged status the moment you become a Swiss resident, exposing your gains to new tax laws.
We map out exactly which assets to liquidate, which to keep, and how to restructure your portfolio before you cross the border, ensuring maximum efficiency.
Selling assets or transferring wealth at the wrong time can trigger capital gains taxes in your home country just days before you move to a tax-favorable jurisdiction.
We build a precise timeline for your financial moves, coordinating with your departure date to legally minimise tax liabilities in both jurisdictions.
Speak with one of our cross-border specialists to discuss your unique situation.
Connect with experts who understand your exact situation.
Ideally, 6 to 12 months before your move. This window allows you to restructure assets, close tax-inefficient accounts, and understand your future Swiss tax liabilities before establishing residency.
Once you become a Swiss resident, your UK ISAs lose their tax-free wrapper. Any interest, dividends, or capital gains will be subject to Swiss taxation. It is crucial to review these prior to relocation.
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